> For the complete documentation index, see [llms.txt](https://docs.payengine.co/merchant-api-reference/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payengine.co/merchant-api-reference/error-and-response-codes/ach-host-transaction-statuses.md).

# ACH host transaction statuses

<table><thead><tr><th width="180">Status</th><th width="442.3333333333333">Meaning</th><th data-hidden>Notes</th></tr></thead><tbody><tr><td>Incomplete </td><td>Transaction was saved in the database, but remains in an incomplete state. Transactions should only remain in this status for 1 second.  </td><td></td></tr><tr><td>Unverified </td><td>Consumer verification pending.</td><td></td></tr><tr><td>Verifying</td><td>Consumer verification is being performed</td><td></td></tr><tr><td>Declined</td><td>Consumer verification was negative for this transaction</td><td></td></tr><tr><td>Accepted</td><td>Transaction was accepted by Check Commerce and awaits Origination</td><td></td></tr><tr><td>Cancelled   </td><td>Merchant opted to cancel this transaction<sup>1</sup>.</td><td>1</td></tr><tr><td>B.O.Processing</td><td>Transaction is being prepared for Origination by the Back-Office.</td><td></td></tr><tr><td>B.O.Exception</td><td>Transaction was declined by Back-Office validation. </td><td></td></tr><tr><td>Originated </td><td>Transaction was sent to the bank.</td><td></td></tr><tr><td>Funded</td><td>Merchant has been paid for this transaction</td><td></td></tr><tr><td>Refunded</td><td>Merchant opted to issue a refund for this transaction<sup>1</sup></td><td>1</td></tr><tr><td>Returned</td><td>Transaction was returned (cancelled/voided) by the bank and/or consumer<sup>1</sup></td><td>1</td></tr></tbody></table>

<sup>1</sup>Some statuses are appended onto other statuses. For example: "Accepted, Cancelled" or "Originated, Returned".

The following strings are possible:&#x20;

* Incomplete&#x20;
* Unverified&#x20;
* Verifying&#x20;
* Declined&#x20;
* Accepted&#x20;
* Accepted, Cancelled&#x20;
* B.O.Processing&#x20;
* B.O.Exception&#x20;
* Originated&#x20;
* Originated, Refunded&#x20;
* Originated, Returned&#x20;
* Originated, Refunded, Returned&#x20;
* Funded&#x20;
* Funded, Refunded&#x20;
* Funded, Returned&#x20;
* Funded, Refunded, Returned