> For the complete documentation index, see [llms.txt](https://docs.payengine.co/payengine-api-v2.5/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payengine.co/payengine-api-v2.5/error-and-response-codes/ach-host-transaction-statuses.md).

# ACH host transaction statuses

<table><thead><tr><th width="180">Status</th><th width="442.3333333333333">Meaning</th><th>Notes</th></tr></thead><tbody><tr><td>Incomplete</td><td>Transaction was saved in the database, but remains in an incomplete state. Transactions should only remain in this status for 1 second.</td><td></td></tr><tr><td>Unverified</td><td>Consumer verification pending.</td><td></td></tr><tr><td>Verifying</td><td>Consumer verification is being performed</td><td></td></tr><tr><td>Declined</td><td>Consumer verification was negative for this transaction</td><td></td></tr><tr><td>Accepted</td><td>Transaction was accepted by Check Commerce and awaits Origination</td><td></td></tr><tr><td>Cancelled</td><td>Merchant opted to cancel this transaction.</td><td>1</td></tr><tr><td>B.O.Processing</td><td>Transaction is being prepared for Origination by the Back-Office.</td><td></td></tr><tr><td>B.O.Exception</td><td>Transaction was declined by Back-Office validation.</td><td></td></tr><tr><td>Originated</td><td>Transaction was sent to the bank.</td><td></td></tr><tr><td>Funded</td><td>Merchant has been paid for this transaction</td><td></td></tr><tr><td>Refunded</td><td>Merchant opted to issue a refund for this transaction</td><td>1</td></tr><tr><td>Returned</td><td>Transaction was returned (cancelled/voided) by the bank and/or consumer</td><td>1</td></tr></tbody></table>

1. Some statuses are appended onto other statuses. For example: "Accepted, Cancelled" or "Originated, Returned".

The following strings are possible:

* Incomplete
* Unverified
* Verifying
* Declined
* Accepted
* Accepted, Cancelled
* B.O.Processing
* B.O.Exception
* Originated
* Originated, Refunded
* Originated, Returned
* Originated, Refunded, Returned
* Funded
* Funded, Refunded
* Funded, Returned
* Funded, Refunded, Returned