Response Messages

The following list contains the most common response messages from processor which are mapped to responseMessage in the API response

REFER TO ISSUER
REFER TO ISSUER (SPECIAL CONDITION)
INVALID MERCHANT
PICK UP CARD (NO FRAUD)
DO NOT HONOR
ERROR
PICK UP CARD (FRAUD)
PARTIAL APPROVAL
INVALID TRANSACTION
INVALID AMOUNT
INVALID ACCOUNT NUMBER
NO SUCH ISSUER
RE-ENTER TRANSACTION
NO ACTION TAKEN
UNABLE TO LOCATE RECORD IN FILE
FILE TEMPORARILY NOT AVAILABLE FOR UPDATE OR INJURY
LOST CARD
STOLEN CARD
DECLINED: NSF
NO CHECKING ACCOUNT
NO SAVINGS ACCOUNT
EXPIRED CARD
INCORRECT PIN
TRANSACTION NOT PERMITTED - CARD
TRANSACTION NOT PERMITTED - TERMINAL
SUSPECTED FRAUD
EXCEEDS APPROVAL AMOUNT LIMIT
INVALID/RESTRICTED SERVICE CODE
SECURITY VIOLIATION
TRANSACTION DOES NOT FULFILL AML REQUIREMENT
EXCEEDS WITHDRAWAL LIMIT
PIN DATA REQUIRED
ALLOWABLE NUMBER OF PIN ENTRY TRIES EXCEEDED
UNSOLICITIED REVERSAL
DECLINED: BLOCKED
ALREADY REVERSED
NEGATIVE CAM, dCVV, iCVV, OR CVV RESULTS
NO REASON TO DECLINE
CANNOT VERIFY PIN
ISSUER OR SWITCH UNAVAILABLE
UNABLE TO ROUTE TRANSACTION
TRANSACTION CAN'T BE COMPLETED - VIOLATION OF LAW
SYSTEM ERROR
INVALID CVV
ADDITIONAL CUSTOMER AUTHENTICATION REQUIRED
RECURRING CHARGE STOPPED AT CUSTOMER REQUEST
RECURRING CHARGE STOPPED AT CUSTOMER REQUEST