> For the complete documentation index, see [llms.txt](https://docs.payengine.co/payengine-api-v2.5/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payengine.co/payengine-api-v2.5/error-and-response-codes/response-messages.md).

# Response Messages

The following list contains the most common response messages from processor which are mapped to responseMessage in the API response

| REFER TO ISSUER                                     |
| --------------------------------------------------- |
| REFER TO ISSUER (SPECIAL CONDITION)                 |
| INVALID MERCHANT                                    |
| PICK UP CARD (NO FRAUD)                             |
| DO NOT HONOR                                        |
| ERROR                                               |
| PICK UP CARD (FRAUD)                                |
| PARTIAL APPROVAL                                    |
| INVALID TRANSACTION                                 |
| INVALID AMOUNT                                      |
| INVALID ACCOUNT NUMBER                              |
| NO SUCH ISSUER                                      |
| RE-ENTER TRANSACTION                                |
| NO ACTION TAKEN                                     |
| UNABLE TO LOCATE RECORD IN FILE                     |
| FILE TEMPORARILY NOT AVAILABLE FOR UPDATE OR INJURY |
| LOST CARD                                           |
| STOLEN CARD                                         |
| DECLINED: NSF                                       |
| NO CHECKING ACCOUNT                                 |
| NO SAVINGS ACCOUNT                                  |
| EXPIRED CARD                                        |
| INCORRECT PIN                                       |
| TRANSACTION NOT PERMITTED - CARD                    |
| TRANSACTION NOT PERMITTED - TERMINAL                |
| SUSPECTED FRAUD                                     |
| EXCEEDS APPROVAL AMOUNT LIMIT                       |
| INVALID/RESTRICTED SERVICE CODE                     |
| SECURITY VIOLIATION                                 |
| TRANSACTION DOES NOT FULFILL AML REQUIREMENT        |
| EXCEEDS WITHDRAWAL LIMIT                            |
| PIN DATA REQUIRED                                   |
| ALLOWABLE NUMBER OF PIN ENTRY TRIES EXCEEDED        |
| UNSOLICITIED REVERSAL                               |
| DECLINED: BLOCKED                                   |
| ALREADY REVERSED                                    |
| NEGATIVE CAM, dCVV, iCVV, OR CVV RESULTS            |
| NO REASON TO DECLINE                                |
| CANNOT VERIFY PIN                                   |
| ISSUER OR SWITCH UNAVAILABLE                        |
| UNABLE TO ROUTE TRANSACTION                         |
| TRANSACTION CAN'T BE COMPLETED - VIOLATION OF LAW   |
| SYSTEM ERROR                                        |
| INVALID CVV                                         |
| ADDITIONAL CUSTOMER AUTHENTICATION REQUIRED         |
| RECURRING CHARGE STOPPED AT CUSTOMER REQUEST        |
| RECURRING CHARGE STOPPED AT CUSTOMER REQUEST        |